We match American small businesses with capital.
For more than a decade, we have been the bridge between small businesses that need funding and the direct lenders who provide it. We are technology and matching — not underwriting. We stay out of the way and let the lenders do what they do best.
The origin
We launched iwilllendyoumoney.com in 2013 because the process of getting funding for a small business was broken. Borrowers were buried in paperwork, banks took weeks to respond, and alternative lenders made it impossible to compare offers. We set out to fix all three.
What we actually do
When you apply through us, our AI-powered platform evaluates your application against the criteria of our direct lending partners. Instead of sending your file to every lender in hope of a response, we send it to the specific lenders most likely to fund you on your terms. You get faster decisions, better matches, and no duplicate pulls on your credit.
What we do not do
We are not a direct lender. We hold no lending license and we do not underwrite or fund loans ourselves. We are a technology and lead-matching platform, and the capital comes entirely from our licensed lending partners. This is a feature, not a limitation — it lets us stay neutral and put the borrower first.
Our principles
- Speed is respect. A slow "yes" is worse than a fast "no." Every step of our process is optimized to get you an answer in hours.
- Soft credit first. We never hard-pull your credit without a real offer on the table.
- Direct lenders only. We work exclusively with direct funding sources. No affiliate networks, no lead resellers, no daisy chains.
- Honest recommendations. If a Business Term Loan is a better fit than an MCA, we will tell you, even if it is the cheaper product for us.
Talk to a person
Not everything needs to happen through a form. If you want to talk to someone about your situation before you apply, call 1-866-315-LEND and our team will walk you through your options.