From application to funded
in hours, not weeks.
No paperwork mountains. No branch visits. No waiting on hold. Here is every step, explained.
You apply online in about 3 minutes.
Tell us your business name, time in business, monthly revenue, and what you need the money for. We collect the minimum information required for pre-qualification and nothing more. Your data is encrypted at rest and never sold to third parties.
Our AI scores and routes your application.
The moment you submit, our platform scores the application on 40+ factors and matches you with the 1–3 direct lending partners most likely to fund the exact profile you present. This is where the difference between a platform and a lead broker shows up — we are optimizing for you getting funded, not for the most clicks on a lender ad.
You receive real offers — side by side.
Within hours, sometimes minutes, you will see the actual offers from the matched partners. Amounts, terms, estimated payments, total cost of capital. You compare apples to apples, pick the one that fits, and move forward with a single click.
Funds are in your business account within 24 hours.
After you accept an offer, you complete a short final step with the direct lender, sign electronically, and the funds arrive in your business bank account — often the same day for MCAs and 24–72 hours for term loans and equipment financing.